Services/appraisals for Insurance Agents
 
Both independent agents and proprietary corporate agents request appraisals for their clients' insurance policies. The requests may be to perform the initial appraisal or to review and update an older appraisal. Agents who establish a business relationship with me receive substantial fee discounts for their clients as well as for themselves and their staffs.

These discounts apply also to the purchase of new jewelry, the replacement of gemstones and jewelry required when the adjuster as well as to all repair services processes a claim. Finally, I provide educational seminars to underwriters, agents and adjustors, on all subjects related to jewelry, gemstones, appraising, repair and the jewelry business. Agents and adjusters are invited to consult with me on these subjects, without fee, at any time.
 

Appraisals for other professionals
 
Attorneys, Accountants. Bankers and Investment Advisors request appraisals for a variety of purposes. I provide educational seminars on these subjects upon request. Among the most commonly requested appraisal reports are:
 
a.  Valuation of jewelry subject to Federal estate tax
 
b.  To value property in a divorce
 
c.  To receive a deduction for a charitable donation
 
d.  To receive a deduction for a casualty loss
 
e.  To divide jewelry among inheritances’ current or future recipients
 
f.   To provide collateral for a personal or business inventory loan
 
g.  To value inventory for purposes of liquidation, barter exchange or sale to another business
 
h.  To value gemstones held in certain retirement accounts
 
i.   To prepare testimony on various subject matters
 
j.   To provide values for the historical pricing of certain gemstones